Get CashNow
Borrow up to AED 8,000 with flexible repayments, fast approvals, and clarity at every step.
Cash when life calls for it
Borrow up to AED 8,000 on CashNow and get your loan within 2 hours of approval.
Some expenses feel heavier than others
Borrow up to AED 8,000 on CashNow for life's unexpected medical expenses.
Make it to payday with ease
with loans up to AED 8,000 on CashNow for all your everyday needs
Unexpected expenses can't always wait
With CashNow, you don't have to! Apply in minutes and get your money within 2 hours of approval
Why Choose CashNow
Apply & manage your instant cash loan licensed by Central Bank of UAE.
Apply in minutes
A quick application with a simple process from start to finish.
Borrow up to AED 8,000
Choose the amount that works for you.
Flexible repayments
Choose a repayment plan of up to 6 months and adjust it if your needs change.
Receive funds your way
Withdraw your loan to your Botim Wallet or bank account.*
No extra paperwork
All you need is your Emirates ID and phone number.
Build your borrowing limit
Repay on time to become eligible for higher borrowing limits over time.
*Withdraw within two hours on Botim. Bank account withdrawal may take up to 3 days. Licensed by the Central Bank of the UAE.
Discover more...
Trusted across the UAE
Licensed financial services provider in the UAE, helping customers access personal finance with speed, transparency and confidence.
11B+
“Fast transaction with cash now is amazing.”
“Best source for Cash Loan for Emergency Needs”
Getting started
Getting started is simple. Apply in four easy steps.
Download
the CashNow app
Step 1
Register
using your mobile number and Emirates ID.
Step 2
Choose your
amount and repayment plan
Step 3
Once approved,
receive your funds
in your Botim Wallet instantly or your bank account.
Step 4
How it works
Watch how easy it is to apply with CashNow.
FAQs
People often ask...
No jargon. Just straightforward answers to common money questions
CashNow is a fast, safe personal loan app in the UAE.
✅ You can borrow between AED 300 and AED 8,000.
✅ Loan terms go from 14 days up to 6 months.
✅ Everything is done online — no branch visits, no paperwork.
✅ Once approved, money goes straight to your bank account or botim wallet.
To apply, you need:
- A UAE mobile number
- A valid Emirates ID
- A UAE bank account (IBAN) or a botim wallet
Normally, approval takes about 3 minutes.
If your Emirates ID gets stuck in verification, it can take up to 48 working hours for a manual review.
Verification can fail due to:
- Blurry or unclear ID photos
- Poor lighting when taking the photo
- An incorrect face scan (liveness check)
How to fix it:
- Take a clear, well-lit photo of your ID
- Remove glasses, hats, or anything covering your face during the face scan
- botim wallet: money arrives instantly.
- Bank transfer: usually within 24 hours, but can take up to 72 working hours.
Delays may happen on weekends and public holidays when banks are not operating.
You can receive your loan in two ways:
- UAE bank account (IBAN)
- botim wallet
You choose your preferred option when you apply. We send the money there once your loan is approved.
How can I repay?
You can repay in 2 ways: manual repayment and auto-repay
1. Manual repayment (anytime)
You can repay anytime using one of the following options:
- Debit card
Pay directly using your debit card (Visa / Mastercard).
Note: cards starting with 533191 cannot be used.
- botim wallet
Pay using your botim wallet balance.
- Bank transfer
Select bank transfer on the repayment page and follow the instructions to transfer money to your dedicated IBAN.
You can transfer via:
Banking app
E& money / du pay
Exchange houses
Your payment will be processed within 1 hour after we receive the funds.
- Pay in cash
You can also repay in cash by:
Kiosk machine
Deposit cash at kiosks to top up your botim wallet, then repay in the app using your wallet balance.
Supported kiosk brands include: easypay, mangokiosk, ipayforall, mbme, mulphico, zenzero, n.t payments.
FAB ATM
Select pay in cash → FAB ATM on the repayment page and follow the instructions to deposit cash to your dedicated IBAN.
2. Auto-repay
Set it once, and we will pay for you automatically.
Whenever you have an active loan, you can turn on auto-repay on the CashNow homepage and link your debit card.
We will then deduct the repayment on each due date.
Important:
Make sure your card has enough balance before the due date
You can still repay manually even if auto-repay is on — no duplicate charges will occur
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